The Kodinar Taluka Co-operative Banking Union Ltd . Provides different types of following loan facilities to various categories of borrowers under various loaning scheme.

 

 

No.	Type	Interest Rate
1	K.C.C. CROAP LOAN (KISHAN CREDIT CARD)
	(i) Individual
	Up to Rs. 300000	7.00%
	Above Rs.300000	11.50%
	(ii) Societies
	Up to Rs. 300000	6.00%
	Above Rs.300000	9.50%
2	K.C.C. 30% (Post Harvesting, House hold , Consumption and Farm assets Maintenance )
	(i) Individual	11.00%
	(ii) Societies	9.50%
3	MINOR IRRIGATION LOANS (Under Project Lending Scheme)
	(i) Individual
	UGC Pipe line	11.50%
	Drip Irrigation	11.50%
	(ii) Societies
	UGC Pipe line	10.00%
	Drip Irrigation	10.00%
4	FARM MECHANISATION LOANS (Individual)
	(i) Individual	11.00%
	(ii) Societies	10.00%
5	FARM GODOWN LOANS
	(i) Individual	11.50%
	(ii) Societies	10.00%
6	DAIRY DEVELOPMENT LOANS
	(i) Individual	11.50%
	(ii) Societies	10.00%
7	SMALL SCALL INDUSTRIES LOANS
	(i) Individual	12.00%
8	NON FARM SECTER LOAN
	(i) Individual	12.00%
9	LOAN AGAINST GOLD AND SILVER ORNAMENTS	10.00%
10	HOUSING LOANS – Up to 25 Lacs	9.50%
11	VEHICAL LOANS (TWO WHEELERS) Up to Rs.150000	10.00%
12	CONSUMPTION LOANS TO EMPLOYEES AGAINST SALARY	12.00%
13	M.T.LOAN FOR AGRI CLINIC AND AGRI BUSINESS	12.00%
15	CAR LOANS	10.00%
16	Clean Cash Credit	11.00%
17	Hypothication Cash Credit	11.00%
18	Working Capital Cash Credit	11.00%
19	Micro Finance Cash Credit	11.00%
20	Sakhi Mandal /Self Help/ JLG Groups Cash Credit	11.00%
21	Pledge Cash Credit	10.00%
22	Farm Maintenance for Pacs	10.00%
23	Farm Maintenance for Ind	11.50%
24	EV Two Wheelers/Four Wheelers Loan	09.50%
25	Loans against Property	09.50%
26	Car Loan to Pacs	09.00%