The Kodinar Taluka Cooperative Banking Union Ltd.

Privacy Policy

Scope and Objective

The Kodinar Taluka Cooperative Banking Union Ltd.(KTC Bank) understands the importance of protecting personal information of customers and other users of web resources. (“Users”). KTC Bank commits to protect the privacy of the Users and understands all necessary and reasonable measures to protect it.

This policy is the property of The Kodinar Taluka Cooperative Banking Union Ltd. and cannot be conveyed in any manner or in any form outside The Kodinar Taluka Cooperative Banking Union Ltd without prior written consent of CEO/General Manager. The Kodinar Taluka Cooperative Banking Union Ltd. reserves the right to modify this policy at any time. Bank will endeavor to post the most current version of this policy on its website.

Salient Features:

1. Salient Features

Information collected and used by The Kodinar Taluka Cooperative Banking Union Ltd. can include information supplied by Users and also the information that is automatically collected through navigation or in any other form. Bank may include links to other websites. However, the moment Users leave KTC Bank servers, it goes beyond the control of KTC Bank. Thus any link to third party web resources do not form any approval, warranty or endorsement by or with KTC Bank.

2. Security

The Kodinar Taluka Cooperative Banking Union Ltd. gives access of Users information to Authorized Employees only. Such employees are subjected to rules and regulations of KTC Bank. They undertake to abide by this Privacy Policy even after relieving from employment.

3. Sms and Email Privacy

The Kodinar Taluka Cooperative Banking Union Ltd. respects the privacy of all its Users and takes every effort to protect sensitive customer information. KTC Bank never seeks from its Users any confidential / sensitive information like – PINs, passwords, CVV, expiry date, issue date, etc. By registering your mobile number or email id.

Features

• KTC Bank never sends unsolicited messages to your registered mobile number.
• KTC Bank never sends unsolicited emails to your registered email id.
• If Users have not registered their mobile phone number to KTC Bank, Bank will endeavor to ensure Users that they will not receive a promotional SMS from us.
• For enforcing terms and conditions of the products or services.

The Kodinar Taluka Cooperative Banking Union Ltd. will update Users mobile phone number or email id, only with their consent and requisite authentication – signature on paper documents.

4. Disclosure

• KTC Bank may disclose any Statistical Information to any person without any limitation.
• Users authorizes KTC Bank to exchange / share / part with information of Users to its affiliates / financial institutes / banks / credit bureaus / telecommunication / agencies / electronic clearing network that may be required by law / credit reporting / customary practice / statistical analysis / credit scoring , etc. and shall not hold KTC Bank liable for disclosure of such information.

5. Consent

• Users consent ir-reovocably to KTC Bank for the following disclosures to third parties without any limitation :
• For the lawful / legal requirement or compliance.
• For enforcing terms and conditions of the products or services.
• For protecting or defending our rights / interests / property and also for protecting or defending the rights / interests / property of our affiliates / banks / financial institutes etc.
• For preventing Fraud purposes.
• Users consent to the collection and use of their information by KTC Bank. Users consent to the terms of this policy.
• Users also undertakes to keep their password complex and not to disclose to anyone in any form.
• Users agree to receive communication from KTC Bank.