The Kodinar Taluka Co-operative Banking Union Ltd . Provides different types of following loan facilities to various categories of borrowers under various loaning scheme.
| No. | Type | Interest Rate |
|---|---|---|
| 1 | K.C.C. CROAP LOAN (KISHAN CREDIT CARD) | |
| (i) Individual | ||
| Up to Rs. 300000 | 7.00% | |
| Above Rs.300000 | 12.00% | |
| (ii) Societies | ||
| Up to Rs. 300000 | 6.00% | |
| Above Rs.300000 | 10.00% | |
| 2 | K.C.C. 30% (Post Harvesting, House hold , Consumption and Farm assets Maintenance ) | |
| (i) Individual | 11.00% | |
| (ii) Societies | 9.50% | |
| 3 | MINOR IRRIGATION LOANS (Under Project Lending Scheme) | |
| (i) Individual | ||
| UGC Pipe line | 13.00% | |
| Drip Irrigation | 13.00% | |
| (ii) Societies | ||
| UGC Pipe line | 11.50% | |
| Drip Irrigation | 11.50% | |
| 4 | FARM MECHANISATION LOANS (Individual) | |
| (i) Individual | 12.50% | |
| (ii) Societies | 10.50% | |
| 5 | FARM GODOWN LOANS | |
| (i) Individual | 13.00% | |
| (ii) Societies | 11.50% | |
| 6 | DAIRY DEVELOPMENT LOANS | |
| (i) Individual | 13.00% | |
| (ii) Societies | 11.50% | |
| 7 | SMALL SCALL INDUSTRIES LOANS | |
| (i) Individual | 13.00% | |
| 8 | NON FARM SECTER LOAN | |
| (i) Individual | 13.00% | |
| 9 | LOAN AGAINST GOLD AND SILVER ORNAMENTS | 12.00% |
| 10 | HOUSING LOANS – Up to 10 Lacs | 11.00% |
| 11 | VEHICAL LOANS (TWO WHEELERS) Up to Rs.50000 | 12.50% |
| 12 | CONSUMPTION LOANS TO EMPLOYEES AGAINST SALARY | 13.00% |
| 13 | M.T.LOAN FOR AGRI CLINIC AND AGRI BUSINESS | 13.00% |
| 15 | CAR LOANS | 10.50% |
| 16 | ALL TYPE OF CASH CREDIT | 13.00% |